Abhijit Bose

Abhijit Bose

President & Chief Credit Officer at DCB Bank

DCB BankMumbai, Maharashtra, India

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Experience28+ Years
LevelCXO

Executive Overview

I have over 26 years of experience in Banking & Financial Services sector. I have managed Sales and Distribution, Products, Credit Risk Management and Audit in markets such as India, Asia Pacific, Middle East and Africa. Previously, i was with Standard Chartered Group and the last position held was as Risk Head - Consumer Banking for Southern African markets. Prior to which I have worked with Citibank NA, GIC Housing Finance Ltd & Eldeco Group. Joined DCB Bank in June’08. Since then i was responsible for Retail Assets lending, Secured Credit Cards, Payment Products, Securitisation and Collections. Additionally, i was also responsible for forging Strategic Alliances with Business partners & Fintech start-ups cutting across all verticals & products of the bank. From Apri’17 I have been appointed as Chief Credit Officer and am responsible to spearhead the credit risk management framework. My expertise in credit life cycle management helps the Bank to drive efficient credit processes and building healthy portfolio complementing good growth agenda of the bank. I am also part of various strategic & working committees of the bank.

Career Timeline

Professional employment history
  • DCB BankCurrent
    Jul 2008–Present· 18 yrs 2 mos
    • Chief Credit Officer, PresidentCurrent
      Jul 2018–Present
    • Executive Vice President, Chief Credit Officer
      Apr 2017–2026
    • Executive Vice President & Head - Retail Lending & Strategic Alliances
      2012–Mar 2017
    • Group Sr VP & Head - Retail & MSME Assets & Cards Business
      Jul 2008–Dec 2011
  • Sep 2003–Jun 2008· 4 yrs 9 mos
    • Cluster Risk Head - Consumer Banking, Southern Africa
      Sep 2003–Jun 2008
  • Sep 1998–Sep 2003· 5 yrs
    • Credit Head – Eastern India (Mortgage, Personal Loans & Community Banking)
      Sep 1998–Sep 2003

Executive Relationship Map

Reports To
Abhijit Bose
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

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Skills & Expertise

16 of 16 skills
LoansFinancial RiskRisk ManagementFinanceValuationCredit AnalysisConsumer LendingCross SellingMortgage LendingAuditingCapital MarketsBusiness DevelopmentCreditCommercial BankingBankingCredit Risk