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Alfredo Saenz Muñoz

Alfredo Saenz Muñoz

Global COO Insurance en Santander | MBA, IESE Business School

Santander Spain•Greater Madrid Metropolitan Area, Spain

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Experience28+ Years
LevelCXO

Executive Overview

Con más de una década de experiencia en el sector financiero, actualmente soy Global COO Insurance en Santander. En este rol, lidero iniciativas estratégicas y transformaciones clave para optimizar procesos y fomentar el crecimiento sostenible. Mi experiencia incluye posiciones como Global Head Retail Credit Risk y Global Head of Lending en Banco Santander, donde trabajé en colaboración con equipos globales para desarrollar soluciones innovadoras en gestión de riesgo y crédito. Apasionado por integrar estrategia y análisis de negocios, aporto una perspectiva global y un enfoque orientado a resultados que alinean con la misión de Santander de generar valor para clientes y accionistas.

Career Timeline

Professional employment history
  • Santander SpainCurrent
    2014–Present· 12 yrs 10 mos
    • Chief Operating Officer, Global InsuranceCurrent
      Apr 2025–Present
    • Global Head of Lending - Group Risk Division
      Dec 2023–Jun 2025
    • Global Head Credit Risk Portfolio Management
      Jul 2020–Aug 2024
    • Global Head, Retail Credit Risk
      Jul 2016–May 2026
    • Global Head of Corporate & Commercial Risk
      2015–Jul 2016
    • Global Portfolio Manager for Corporate Risk
      2014–2015
  • Santander UK plc
    Jun 2012–2014· 1 yr 7 mos
    • Director Corporate & Commercial Risk
      Jun 2012–2014
  • Santander UK Corporate & Commercial
    Nov 2010–Jun 2012· 1 yr 7 mos
    • Chief Operating Officer, IT
      Jun 2011–Jun 2012
    • Corporate Integration Director
      Nov 2010–Jun 2012
  • SANTANDER GLOBAL BANKING AND MARKETS
    Dec 2008–Nov 2010· 1 yr 11 mos
    • Director, Wholesale Corporate Credit Risk
      Dec 2008–Nov 2010
  • Santander Infrastructure Fund
    Apr 2007–Dec 2009· 2 yrs 8 mos
    • Vice President
      Apr 2007–Dec 2009
  • GBS Finanzas
    May 2004–Apr 2007· 2 yrs 11 mos
    • Associate Director
      May 2004–Apr 2007
  • UBS
    Jul 1998–Sep 2002· 4 yrs 2 mos
    • Wealth Management & Corporate Finance
      Jul 1998–Sep 2002

Education

Master of Business Administration (MBA)

IESE Business School - University of Navarra

Bachelor of Business Administration (BBA)

EBS - European Business School

Executive Relationship Map

Reports To
Alfredo Saenz Muñoz
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

BizKonnect has mapped this leadership network including reporting hierarchies, peer connections, and cross-functional relationships.

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Skills & Expertise

20 of 20 skills
Análisis financieroWealth ManagementFinanzas corporativasManagementFinancial ModelingBusiness Process ImprovementMergers & AcquisitionsBusiness AnalysisFinanceGestión de riesgosBancaBusiness TransformationStrategyOutsourcingBusiness StrategyStrategic Financial PlanningBusiness DevelopmentPlan de negocioRiesgo financieroEstratégia empresarial