Executive Overview
Currently MD & CEO at Bajaj Finserv Direct Ltd. Versatile retail-banking & payments business professional with 27 years of experience across P&L management, strategy development & implementation, sales & distribution, marketing & product development, balancing credit risk management & profitable portfolio growth in dynamic external environment - gained across successful stints in large multinational banks (Citibank, Standard Chartered and Barclays), largest Indian NBFC in the most complex of markets (Bajaj Finance, India) as well as Fintech across varied business models in retail financial services - including B2B and B2C lending - secured as well as unsecured, Payments and credit cards, Fee income products and insurance Banca mobilisation - in Urban as well as Rural geographies involving large teams, large and complex P&Ls and clutter-breaking capability creations. Experience in leadership roles in both Startup - high growth as well as mature businesses across economic cycles. Demonstrated success in setting up large business organization pieces in startup situations 0-1 as well as 1-10 stages. Strong people management & team-leading skills, and has successfully applied elegant, innovative solutions to business-problems.
Career Timeline
- Bajaj MarketsCurrentMar 2022–Present· 4 yrs 6 mos
- Managing Director, Chief Executive OfficerCurrentMar 2022–Present
- Mar 2011–Feb 2022· 10 yrs 11 mos
- PresidentMar 2011–Feb 2022
- 2007–2010· 3 yrs
- Head - Acquisition and Portfolio Actions; Credit cards2008–2010
- Head - Alternate Channels & Area Director - Western Region2007–2008
- 2005–2006· 1 yr
- Area Director - West Credit Card Sales2005–2006
- 2004–2004· 0 mos
- Manager - Suvidha (Corporate Salary Accounts)2004–2004
- 2003–2004· 1 yr
- Business Financial Manager2003–2004
- 2000–2003· 3 yrs
- Manager - Card Sales & Merchant Acceptance2000–2003
- 1999–2000· 1 yr
- Management Associate; Sales & Marketing1999–2000
- 1996–1997· 1 yr
- Executive - Planning; Fork Lift Truck Mfg1996–1997
Education
MMS
Marketing
Jamnalal Bajaj Institute of Management Studies (JBIMS)BE
Mechanical Engineering
WALCHAND INSTITUTE OF TECHNOLOGY
Advanced Management Program (AMP)
Business Administration and Management, General
Harvard Business School