Home › Executives › Bertram (Bert) Dsouza
Bertram (Bert) Dsouza

Bertram (Bert) Dsouza

Building for Billions | Digital Public Infrastructure, Digital Platforms, Digital Products

Stealth Startup•Mumbai, Maharashtra, India

View LinkedIn Profile
Experience25+ Years
LevelLeadership

Executive Overview

25 years at the intersection of Digital Public Infrastructure, Payments, Open Banking and Fintech - designing, incubating and scaling platforms for population-scale, national impact. Previously led multi-product portfolios at Protean across Identity, BFSI, eCommerce, Mobility, Healthcare, Agriculture, Eduskill and ESG. Additionally served as CEO & Director of Protean Account Aggregator Ltd. & Board Director in Protean's Infosec Services Ltd. Currently focused on building the next wave of products on top of Digital Public Infrastructure leveraging the power of AI/ML & Consented Data Ecosystems to drive real-world outcomes for citizens and enterprises. Industry Roles: - Ex-Convenor, Account Aggregator Ecosystem (Sahamati) - Ex-Chair, Responsible AI Committee (SRO-FT)

Career Timeline

Professional employment history
  • Stealth StartupCurrent
    2026–Present· 8 mos
    • Founder, BusinessCurrent
      2026–Present
  • Protean Account Aggregator Ltd.Current
    Jun 2023–Present· 3 yrs 3 mos
    • Chief Executive OfficerCurrent
      Jun 2023–Present
  • Protean eGov Technologies
    Feb 2022–Dec 2025· 3 yrs 10 mos
    • Chief Product and Innovation Officer
      Feb 2022–Present
    • Chief of Product Innovation (CPIO) + CEO of Protean's Account Aggregator Subsidiary
      Feb 2022–Dec 2025
  • Kotak Mahindra Bank
    Feb 2017–Feb 2022· 5 yrs
    • EVP - Digital Banking [Digital Payments | eCom Marketplace | Open Banking | Digital Partnerships]
      Jun 2021–Feb 2022
    • Senior Vice President - Digital Banking [Digital Payments/Open Banking/Fintech Partnerships]
      Mar 2020–Jun 2021
    • Vice President [Digital Payments | Fintech Strategy & Partnerships]
      Feb 2017–Mar 2020
  • VODAFONE M-PESA LIMITED
    Mar 2014–Feb 2017· 2 yrs 11 mos
    • Head - Technology Platform Solutions & Delivery
      Mar 2014–Feb 2017
  • Tata Communications Payment Solutions
    Apr 2010–Mar 2014· 3 yrs 11 mos
    • Head - New Payment Products & Solutions
      Apr 2010–Mar 2014
  • Worldline
    2007–May 2010· 3 yrs 4 mos
    • Head - Product & Business Solutions
      2007–May 2010
  • NTT DATA Payment Services India
    2005–2007· 2 yrs
    • Product Manager (Founding Team)
      2005–2007
  • Infrasoft Technologies Ltd
    2003–2005· 2 yrs
    • Project Manager, Information Technology
      2003–2005
  • The Global Language
    2002–2003· 1 yr
    • Engineering & Implementation Lead
      2002–2003
    • Software Developer
      2002–2003
  • Oyster Systems
    May 2001–2002· 8 mos
    • Founder
      May 2001–2002

Education

Executive Education

Building Digital Platforms, Partnerships and Ecosystems

INSEAD

MBA

Business Management

SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

BE Computer Science

University of Mumbai

Executive Relationship Map

Reports To
Bertram (Bert) Dsouza
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

BizKonnect has mapped this leadership network including reporting hierarchies, peer connections, and cross-functional relationships.

Verified Contact Information
Email & Direct Dial
Org Chart & Reporting Lines
Buying Committee Insights
AI-Powered Account Mapping

Skills & Expertise

26 of 26 skills
Product ManagementCredit CardsPre-salesPaymentsStrategy consultingRequirements AnalysisMobile PaymentsCorporate StrategyBusiness DevelopmentSocial InfluenceData AnalyticsProduct DevelopmentLeadershipDigital EconomyE-commerceDigital Public InfrastructureDigital StrategyDigital MarketingFinTechAllyshipInnovation ManagementCustomer AcquisitionArtificial Intelligence (AI)Operations ManagementData GovernanceIdentifying New Opportunities