Brad Bender

Brad Bender

SEVP, Chief Risk Officer at Truist | 20+ Year Banking Veteran | Board Member of Blumenthal Arts and Boys & Girls Clubs of America

TruistCharlotte, North Carolina, United States

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Experience22+ Years
LevelCXO

Executive Overview

Brad Bender is Chief Risk Officer at Truist Financial Corporation, where he is accountable for enterprise risk strategy, balance-sheet resilience, and regulatory confidence. He is a member of Truist’s Operating Council and leads the firm’s risk governance across all businesses and control functions. Bender assumed the role of Chief Risk Officer in November 2024. He manages and oversees risk domains related to credit, market, capital, liquidity, operational, compliance, and technology across the organization. Additionally, he leads Truist’s regulatory relations, ethics, and financial crimes functions. In this capacity, they integrate risk discipline directly into enterprise decision-making, ensuring that risk management acts as a strategic enabler for disciplined growth, control effectiveness, and long-term franchise durability. Prior to his current role, Bender held a series of senior enterprise leadership positions spanning risk, operations, technology, and revenue-producing businesses. His experience includes leading enterprise operational services across all major products; overseeing vertically integrated national consumer finance platforms; managing consumer credit risk and policy; running home improvement lending; and serving as interim chief information officer with responsibility for core technology, data, and security platforms. Earlier in his career, he held senior roles in commercial underwriting, portfolio and model risk management, senior credit oversight, and acquisition integrations. Across these roles, Bender developed a deep operating perspective on how risk governance, control environments, and execution discipline translate into business performance and resilience. A native of North Carolina, Bender holds a bachelor’s degree in business administration from the University of North Carolina at Greensboro, with a focus on applied economic analysis and global economic policy. He actively supports Boys & Girls Clubs of America and Blumenthal Arts through his work as a Board Trustee.

Career Timeline

Professional employment history
  • TruistCurrent
    Dec 2019–Present· 6 yrs 9 mos
    • Chief Risk Officer, Senior Executive Vice PresidentCurrent
      Nov 2024–Present
    • Interim Chief Information Officer, EVP
      Apr 2024–Nov 2024
    • Head of Enterprise Operational Services, EVP
      Nov 2023–Apr 2024
    • Head of Consumer Finance Solutions and Enterprise Operations & Global Services, EVP
      May 2023–Nov 2023
    • Head of Consumer Finance Solutions, EVP
      Sep 2022–Jun 2023
    • Head of Home Improvement Lending, EVP
      Aug 2021–Nov 2022
    • Head of Consumer Credit Risk & Policy Management, EVP
      Dec 2019–Aug 2021
  • Aug 2004–Dec 2019· 15 yrs 4 mos
    • Head of Retail Credit Risk, SVP
      Dec 2018–Dec 2019
    • Senior Indirect Lending Credit Officer, SVP
      Sep 2017–Dec 2018
    • Senior Model Risk Manager - Community Bank, SVP
      2016–Aug 2017
    • Small Commercial Portfolio Risk Manager, SVP
      Jul 2010–Dec 2015
    • SBA Credit Officer, VP
      Apr 2007–Jun 2010
    • SBA Servicing Analyst II, AVP
      Feb 2006–Apr 2007
    • SBA Servicing Analyst I, Banking Officer
      2005–Feb 2006
    • SBA Credit Analyst
      Aug 2004–2005

Education

Bachelor of Science - BS

Business Administration

University of North Carolina at Greensboro

Executive Relationship Map

Reports To
Brad Bender
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

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Skills & Expertise

20 of 20 skills
Funds Transfer PricingCommercial CreditAsset Based LendingCommercial LendingCredit AdministrationCredit AnalysisSmall Business LendingConsumer LendingLoan DocumentationRisk MonitoringLoan StructuringLoan OriginationCash Flow LendingLoan ModificationsRisk MeasurementCredit Portfolio ManagementCommercial BankingRisk ModellingBankingCredit Risk