Charit R.
Chief Data & AI Officer | Niva Bupa | IndusInd Bank | Encore Capital Group | EXL Service | IIT Bombay
Niva Bupa Health Insurance •Gurugram
View LinkedIn ProfileExecutive Overview
~20years of analytics experience for fortune 500 clients and leading Indian companies in consumer finance. Advised top global US credit card issuers and retail banks on multiple horizontals like portfolio strategy, campaign management, product development, marketing, operations, sales force management, big data capabilities, acquisition, loyalty, CEO dashboards and underwriting.Keywords : Marketing Analytics, Team Management, Client Management, Business Development, Account Management, Segmentation, machine learning, Predictive Modeling, Design of Experiments, Credit Cards, Retail Banks, Health Insurance, SAS, VBA, SQL, Consulting, Project Management, CXO Presentations, Opportunity Assessment, , Risk & Operations Analytics, US, APAC, Debit Cards, Portfolio Management, Profiling, Strategy, Scorecards, Centre of Excellence, Big Data, Data Warehouse, Recruitment, Training
Career Timeline
- Niva Bupa Health Insurance CurrentAug 2023–Present· 3 yrs 1 mo
- Chief Data and Artificial Intelligence OfficerCurrentOct 2025–Present
- Chief Analytics OfficerAug 2023–Sep 2025
- Dec 2021–Aug 2023· 1 yr 8 mos
- Executive Vice President, Data Science and Lending AnalyticsDec 2021–Aug 2023
- Oct 2015–Dec 2021· 6 yrs 2 mos
- Director, Head of Analytics IndiaOct 2015–Dec 2021
- Mar 2014–Oct 2015· 1 yr 7 mos
- Engagement ManagerMar 2014–Oct 2015
- Apr 2008–Mar 2014· 5 yrs 11 mos
- Project Manager, Information Technology2011–Mar 2014
- Senior Analyst2009–2011
- AnalystApr 2008–Dec 2008
- Jul 2006–Mar 2008· 1 yr 8 mos
- Senior ConsultantMar 2008–Mar 2008
- Business AnalystJul 2006–Feb 2008
Education
MTech, BTech
Engineering
Indian Institute of Technology, Bombay