Dorai Vel
Chief Credit Officer
The south indian Bank Ltd•Mumbai, Maharashtra, India
View LinkedIn ProfileExecutive Overview
• Seasoned Chartered Accountant with 25+ years of experience encompassing Credit Risk Management, Business Technology & Automation, Business Development & Management, Client Relationships, Accounts, Compliance, Internal Audit, and Team Coordination skills across Banking & Financial services • I hold immense working knowledge in enabling business to achieve business targets and maintaining quality of portfolio, managing the portfolio by regularly following up on the collection and identification of trigger through close monitoring, and maintaining the relationships with the customers for the repeat business • My adroit skills lies in serving as a primary point of contact for business partners and customers; assuming overall responsibility for relationship management for specific business areas, and enabling the business to seize business opportunities to enhance the bottom line with appropriate credit programs make it • Techno-Commercial Professional, proficient in liaising with internal and external points of contact; providing advice at the highest level of technical complexity on critical matters related to internal controls, and monitoring metrics & reporting methodologies to support tracking of operational events and transactions • My expertise lies in leading activities related to evaluating SOX compliance activities, determining root cause for problems and errors, and facilitating changes by enhancing controls & mitigating risk, planning & managing the budget and approving expenditures/bank transfers, and developing anti-fraud programs and policies
Career Timeline
- The south indian Bank LtdCurrentFeb 2021–Present· 5 yrs 9 mos
- Chief Credit OfficerCurrentFeb 2021–Present
- Aug 2002–Feb 2021· 18 yrs 6 mos
- Head - SOX Compliance and Divergence Monitoring GroupApr 2019–Feb 2021
- Head - SME Risk and policy groupMay 2013–Apr 2019
- Retail and SME Credit Head - SouthJun 2011–May 2013
- Business Head – Retail Structured Finance Group.Jun 2009–May 2011
- National Credit Manager – Small Enterprises GroupJun 2007–May 2009
- Business Head – Professional Equipment Finance Business, Small Enterprises GroupJun 2005–May 2007
- Head Credit - Equipment Finance Business, Small Enterprises GroupAug 2002–May 2005
- Apr 2001–Jul 2002· 1 yr 3 mos
- Manager – Finance.Apr 2001–Jul 2002
- Oct 1997–Mar 2001· 3 yrs 5 mos
- Regional Credit and Collections Manager - SouthApr 1999–Mar 2001
- Manager, Commercial FinanceOct 1997–Mar 1999
- Aug 1994–Sep 1997· 3 yrs 1 mo
- Manager, Branch OperationsAug 1994–Sep 1997
- Oct 1992–Aug 1994· 1 yr 10 mos
- Assistant Manager, Information TechnologyOct 1992–Aug 1994
- Sep 1989–Sep 1992· 3 yrs
- Articled Clerk - Part of Chartered Accountancy CourseSep 1989–Sep 1992