Executive Overview
- Intrapreneur @ work. Start and scale new business segments at PayU. - Lead and launched PayU Insights, Transaction Platform (a Neo Banking initiative), Merchant Lending and Payouts business in last 2 years - Founded DigiLend (www.digilend.in) - a fintech platform - to provide easy and convenient access to credit for Borrowers and enhanced returns for Lenders - Banking and analytics professional with experience both in India and the US - Experience in managing both business and risk areas of consumer and small business segments - Functional expertise: credit risk management, portfolio management, decision sciences, risk analytics, collection strategy, valuations, due diligence, product development and direct to consumer marketing - Specialize in setting up and scaling of new businesses - 0 to 1 initiatives - Passionate about developing associates and proven record of building high performance teams
Career Timeline
- PayUCurrentMar 2019–Present· 7 yrs 6 mos
- Chief Business Officer, PaymentsCurrentMar 2025–Present
- Chief Operating Officer and Head of DataSep 2023–Mar 2025
- Business Head - Growth InitiativesMar 2020–Sep 2023
- Chief Risk Officer, GlobalMar 2019–Oct 2023
- Nov 2019–Mar 2025· 5 yrs 4 mos
- Board MemberNov 2019–Mar 2025
- Jul 2016–Feb 2019· 2 yrs 7 mos
- Chief Executive Officer and FounderJul 2016–Feb 2019
- Apr 2010–Jun 2016· 6 yrs 2 mos
- Country Credit Head, India and Chief Credit Officer (Retail), South AsiaApr 2010–Jun 2016
- Jun 2004–Mar 2010· 5 yrs 9 mos
- Business Director (Head) - Small Business Card AcquisitionJun 2004–Mar 2010
- 2001–May 2002· 1 yr 4 mos
- Senior Analyst2001–May 2002
- Aug 1998–Dec 2000· 2 yrs 4 mos
- Consultant, AssociateAug 1998–Dec 2000
Education
MBA
Finance
UNC Kenan-Flagler Business School
BE
Electronics
University of MumbaiDBF (CFA Level 1)
Finance
Inst of Chartered Financial Analysts of India