Jatul Anand
Executive Director – PNB Housing Finance Limited | Chartered Accountant | CAIIB | 23+ Years in growing Mortgage Business, Banking & Financial Services | Digital Transformation | Credit, Collections & Portfolio Management
PNB Housing Finance Limited•Gurugram, Haryana, India
View LinkedIn ProfileExecutive Overview
Chartered Accountant and CAIIB with 23+ years of leadership experience in Mortgage, Banking, and Financial Services, including 20+ years of specialization in mortgage finance. I am passionate about driving sustainable business growth, portfolio excellence, and digital transformation, with a strong focus on reducing NPAs, strengthening credit frameworks, and enhancing customer-centric operations. Throughout my career, I have successfully led large teams (1k+ employees), transformed legacy processes through technology adoption, and built high-performing portfolios by integrating advanced analytics and rule-based automation. A trusted advisor to Boards, Regulators, and Investors, I take pride in being a strategic leader who bridges people, processes, and performance, delivering consistent results in business expansion, policy structuring, and stakeholder engagement. I strongly believe in ethical progress, continuous learning, and building a legacy of future-ready teams while maintaining compliance and governance as core pillars of my leadership.
Career Timeline
- PNB Housing Finance LimitedCurrentJul 2021–Present· 5 yrs 3 mos
- Executive DirectorCurrentAug 2025–Present
- Chief Credit & Collections OfficerJul 2021–Jul 2025
- Jun 2013–2021· 7 yrs 7 mos
- National Head – Credit UnderwritingJun 2017–2021
- Credit Head – North & EastJun 2013–Jun 2017
- Sep 2010–May 2013· 2 yrs 8 mos
- Cluster Head – Commercial Real Estate / SME BankingSep 2010–May 2013
- Dec 2004–Aug 2010· 5 yrs 8 mos
- Regional Head – Home LoansDec 2004–Aug 2010
- Sep 2003–Dec 2004· 1 yr 3 mos
- Assistant Manager - Branch BankingSep 2003–Dec 2004
Education
CAIIB – (Certified Associate of Indian Institute of Bankers)
Banking, Corporate Finance & Securities Law
Indian Institute of BankersChartered Accountant
Accounting and Finance
The Institute of Chartered Accountants of India