Jatul Anand

Jatul Anand

Executive Director – PNB Housing Finance Limited | Chartered Accountant | CAIIB | 23+ Years in growing Mortgage Business, Banking & Financial Services | Digital Transformation | Credit, Collections & Portfolio Management

PNB Housing Finance Limited•Gurugram, Haryana, India

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Experience23+ Years
LevelCXO

Executive Overview

Chartered Accountant and CAIIB with 23+ years of leadership experience in Mortgage, Banking, and Financial Services, including 20+ years of specialization in mortgage finance. I am passionate about driving sustainable business growth, portfolio excellence, and digital transformation, with a strong focus on reducing NPAs, strengthening credit frameworks, and enhancing customer-centric operations. Throughout my career, I have successfully led large teams (1k+ employees), transformed legacy processes through technology adoption, and built high-performing portfolios by integrating advanced analytics and rule-based automation. A trusted advisor to Boards, Regulators, and Investors, I take pride in being a strategic leader who bridges people, processes, and performance, delivering consistent results in business expansion, policy structuring, and stakeholder engagement. I strongly believe in ethical progress, continuous learning, and building a legacy of future-ready teams while maintaining compliance and governance as core pillars of my leadership.

Career Timeline

Professional employment history

Education

CAIIB – (Certified Associate of Indian Institute of Bankers)

Banking, Corporate Finance & Securities Law

Indian Institute of Bankers

Chartered Accountant

Accounting and Finance

The Institute of Chartered Accountants of India

Bachelor of Commerce (B.Com Hons.)

Delhi University

Executive Relationship Map

Reports To
Jatul Anand
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

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Skills & Expertise

13 of 13 skills
Relationship ManagementTeam LeadershipCommercial Real EstateFinancial Risk ManagementPortfolio ManagementPolicy ManagementCredit AnalysisTraining & DevelopmentMortgage LendingConstruction FinanceBusiness DevelopmentBuilding RelationshipsRetail Banking