Michael Downie

CRO, Insurance, Pensions & Investments at Lloyds Banking Group

Experience29+ Years

LevelCXO

Career Timeline

Professional employment history

Lloyds Banking Group - Insurance, Pensions & Investments (IP&I)Current
Mar 2025–Present· 1 yr 7 mos
- Chief Risk Officer, Insurance, Pensions and InvestmentsCurrent
  Mar 2025–Present
Lloyds Banking Group
May 2014–Jul 2025· 11 yrs 2 mos
- Finance Director IP&I and CFO, Scottish Widows (Interim)
  Sep 2023–2024
- Chief Actuary
  Apr 2020–Jul 2025
- Finance Director, Annuities, Investments & Longstanding
  Mar 2019–Mar 2020
- Finance Director, Annuities & Protection
  May 2014–Mar 2019
Friends Life
2012–Apr 2014· 2 yrs 3 mos
- Finance Director, UK Division
  Nov 2012–Apr 2014
- Commercial Director, Heritage
  Apr 2012–Dec 2012
- Finance Director, Heritage Business
  2012–Mar 2012
Aberdeen
Sep 1997–Sep 2011· 14 yrs
- Commercial Director, Take to Market
  Mar 2010–Sep 2011
- Managing Director, Bermuda Branch
  2008–Jun 2010
- Senior Actuary
  Nov 2006–Dec 2007
- Actuary
  Sep 1997–Oct 2006