Home › Executives › Nitin Dharma
ND

Nitin Dharma

Chief Risk Officer at Tata Capital Ltd

Tata Capital•Mumbai, Maharashtra, India

View LinkedIn Profile
Experience31+ Years
LevelCXO

Executive Overview

1. Senior Banker with decision-making and leadership experience of 20+ years in the financial services spectrum. Experience of tiding over multiple credit cycles. 2. Distinguished experience of working with leading groups like the TATA group, ICICI Bank and Aditya Birla group. 3. Worked across functions in the lending chain, viz sales, credit, risk and collections. 4. Experience of handling Corporate and retail lending. 5. High impact Risk Management strategist with strong experience in policy formulation, underwriting, portfolio management and handling Distressed debt.

Career Timeline

Professional employment history
  • Tata CapitalCurrent
    Jun 2023–Present· 3 yrs 3 mos
    • Chief Risk OfficerCurrent
      Jun 2023–Present
  • Tata Capital Financial Services Ltd
    Nov 2019–Jun 2023· 3 yrs 7 mos
    • Chief Credit Officer
      Nov 2020–Jun 2023
    • Chief Risk Officer
      Nov 2019–Nov 2020
  • Tata Capital
    May 2009–Oct 2019· 10 yrs 5 mos
    • Head Debt Management & SAMG
      Apr 2018–Oct 2019
    • Head- Special Assets Management Group
      Jul 2015–Mar 2018
    • Head Credit, Legal and Remedial-Infrastructure Finance
      May 2009–Jun 2015
  • Tata Motors Finance
    Feb 2007–Apr 2009· 2 yrs 2 mos
    • Associate Vice President-Risk Management
      Feb 2007–Apr 2009
  • Fullerton Enterprises
    Sep 2006–2007· 4 mos
    • Territory Manager
      Sep 2006–2007
  • ICICI Bank
    Jun 2002–Aug 2006· 4 yrs 2 mos
    • Program Manager, Regional Sales Manager, Area Sales Manager and Relationship Manager
      Jun 2002–Aug 2006
  • GMAC TCFC Finance Ltd
    Apr 2002–May 2002· 1 mo
    • Manager, Branch Operations
      Apr 2002–May 2002
  • Birla Global Finance Ltd
    Oct 1997–Mar 2002· 4 yrs 5 mos
    • Assistant Manager, Information Technology
      Oct 1997–Mar 2002
  • Ajcon capital Markets Ltd
    May 1995–Sep 1997· 2 yrs 4 mos
    • Senior Executive
      May 1995–Sep 1997

Education

Bachelor of Laws - LLB

Law

University of Mumbai

CAIIB

Indian Institute of Banking and Finance

Management Development Program

Managing Operational Risk

Marcus Evans, Singapore

Management Development Program

Program on Infrastructure Development and Financing

Indian Institute of Management Ahmedabad

Diploma in Management

Indira Gandhi National Open University

Master of Commerce

Commerce

Devi Ahilya Vishwavidyalaya

Bachelor of Commerce (B.Com.)

Commerce

Devi Ahilya Vishwavidyalaya

High school

commerce

Kendriya Vidyalaya

high school

commerce

Kendriya Vidyalaya

Executive Relationship Map

Reports To
Nitin Dharma
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

BizKonnect has mapped this leadership network including reporting hierarchies, peer connections, and cross-functional relationships.

Verified Contact Information
Email & Direct Dial
Org Chart & Reporting Lines
Buying Committee Insights
AI-Powered Account Mapping

Skills & Expertise

20 of 20 skills
LoansFinancial RiskChannel PartnersBranch BankingFinancial AnalysisRisk ManagementCustomer Relationship Management (CRM)Credit AnalysisDistressed debt managementFinancial ServicesCross SellingTrade FinanceProject FinanceUnderwritingBusiness DevelopmentTeam ManagementCreditCommercial BankingEnterprise Risk ManagementRetail Banking