SB

Sanjoy Bhattacharjee

Chief Data Officer @ HDFC Bank | Data, Data Analysis, Databases

HDFC Bank•Mumbai, Maharashtra, India

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Experience26+ Years
LevelCXO

Executive Overview

As Chief Data Officer at HDFC Bank since November 2024, I lead comprehensive data governance and regulatory initiatives that strengthen compliance, enhance portfolio resilience, and build customer trust. With over 25 years of experience, my focus has been on leveraging data, analytics, and automation to drive organizational transformation in the financial services sector. My expertise spans data governance, credit risk management, and regulatory compliance, supported by a strong foundation in data analysis and database strategies. Passionate about fostering collaboration across stakeholders, I aim to create ecosystems that are compliant by design and transformative in intent, enabling responsible data innovation and sustainable growth.

Career Timeline

Professional employment history
  • HDFC BankCurrent
    2021–Present· 5 yrs 9 mos
    • Chief Data OfficerCurrent
      Nov 2024–Present
    • Head, Bureau Strategy, Posidex Data Analytics, Credit Controls, Head, Credit Strategy, Two Wheeler
      May 2024–Dec 2025
    • Head - Credit Strategy Unit - Retail Assets
      2021–Apr 2024
  • Sep 2018–2021· 2 yrs 4 mos
    • Credit Head
      Sep 2018–2021
  • May 2015–Sep 2018· 3 yrs 4 mos
    • Senior Director Risk
      Apr 2018–Sep 2018
    • National Underwriting And Process Head
      May 2015–Sep 2018
  • Nov 2007–May 2015· 7 yrs 6 mos
    • National Process Manager & Vice President -Unsecured,Consumer Durable,Gold Loans & Micro Finance
      May 2011–May 2015
    • Deputy Vice President Retail Credit -Unsecured Loans and Loan Against Property
      Nov 2007–May 2011
  • Feb 2000–Feb 2002· 2 yrs
    • IT Officer
      Feb 2000–Feb 2002

Education

Post Graduate Diploma in Business Administration

Finance, General

AICTE

Executive Relationship Map

Reports To
Sanjoy Bhattacharjee
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

BizKonnect has mapped this leadership network including reporting hierarchies, peer connections, and cross-functional relationships.

Verified Contact Information
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Skills & Expertise

24 of 24 skills
LoansProcess EngineeringRelationship ManagementTeam LeadershipFinancial RiskInternal AuditPortfolio ManagementCredit AnalysisStrategic PlanningData AnalysisCross SellingDataMortgage LendingMortgage UnderwritingTrade FinanceDatabasesProcess AutomationUnderwritingCreditBankingData MiningRetail BankingCredit RiskBusiness Process Design