Subramaniakumar R

-Headed, as MD & CEO , Mid sized Bank with total business of 3.7 trillion ( INR) with employee size of around 27000 with 3200 branches and another 4000 customer touch points ( like ATM, BC etc.) -Turn around the Bank from deep trouble and put it in the path of profitability and sustained growth. - Demitted the office of MD & CEO on 30/6/2019 after achieving highest operating profit,Highest CASA, lowest Cost to income ratio & COD, Reduction in GNPA, NNPA and improvement across all banking parameters and put IOB on its revival path with improved staff morale and better customer service. -Transformation specialist especially operational efficiency and improving the productivity. -Customer first initiation and digital innovations. -Special HR practices and HR innovation. -Technology based solutions development for banking problems and operational issues. -Risk management & internal audit specialisation. -Unit based credit expansion with strong credit monitoring and credit follow up. -NPA management solutions with complete analytical on the mobile. -Employee engagement to enhance productivity and ownership creation. Retail ( asset & liability side ) , MSME Specialisation Head of strategy and transformation at a very large public sector bank for 3 years and achieved the transformation across Retail , MSME , HR , ADC ( alternate delivery channels) , technology and digital. Executive director on the Board of Indian Mid sized bank and led the corporate governance , Retail , MSME , digital , HR & technology transformations & growth. Specialised skill development and established unique training pyramid for bankers . Banking technology design , development, implementation -Data centre management -Finacle , Core banking application, implementation , customistion & product development , management, -Banking system re-engineering -Information security assessment, implementation. -Information securtiy audit -Technolgy solution identification, integration to meet the banking operations. -Financial inclusion technology solution design, developement,implemenation and management Specialties: -Techno banker with the indeapth knowledge in Banking as well as the banking technology --Manging one of the largest core banking application and all the related Banking applications with 4.5 million transactions per day