Devendra Bisht

2+ decades building cloud-native platforms in regulated financial services — across capital markets, retail banking, payments, and consumer fintech.Currently CTO at Kotak Securities, where I lead technology across the Kotak Neo trading platform, the firm's wealth management technology stack, and shared data and AI infrastructure.Previously, as Head of Technology for Payments & Consumer Propositions at Kotak Mahindra Bank, I led the engineering charter that drove a 100x improvement in payments success rate.Earlier roles: data platform leadership at Ola; built JPMorgan's first public-cloud big-data pilot for the Investment Bank; led core banking transformation programs at RBS for 6 years.What I care about: regulated-fintech platforms that are reliable, observable, and built on sound architecture; AI deployed responsibly with proper guardrails; teams that ship.