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Khizar Mohammed Momin

Khizar Mohammed Momin

CIO | CTO | Chief Digital Officer | Chief Transformation Officer | BFSI/NBFC | Scaling Growth, Efficiency & Compliance | Operations & Customer Experience | Author !

Toyota Financial Services India•Bengaluru, Karnataka, India

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Experience31+ Years
LevelCXO

Executive Overview

I help financial institutions accelerate growth by converting technology into measurable business outcomes.With 20+ years of experience across BFSI and large-scale enterprise environments, I specialise in leading digital transformation that directly improves revenue, efficiency, and customer experience, while strengthening cybersecurity and regulatory compliance.• Transforming lending and operations into digital-first, scalable ecosystems• Modernising enterprise platforms (LOS, LMS, CRM, ERP) and cloud infrastructure• Driving AI/ML-led decisioning, analytics, and intelligent automation• Strengthening cybersecurity, governance, and regulatory compliance (RBI, DPDP, PCI-DSS)• Scaling multi-site operations with execution discipline and strong ROI focusI operate at the intersection of business, technology, and scale, partnering with CEOs and leadership teams to align technology investments with growth, cost optimisation, and risk management priorities.

Career Timeline

Professional employment history

Education

Master of Business Administration - MBA

Symbiosis Institute of Management Studies

BE

Computer Science & Engineering

Doctor Babasaheb Ambedkar Marathwada University

Executive Relationship Map

Reports To
Khizar Mohammed Momin
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

BizKonnect has mapped this leadership network including reporting hierarchies, peer connections, and cross-functional relationships.

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Skills & Expertise

50 of 50 skills
Enterprise ArchitectureCRMLeadership and Team BuildingCustomer ServiceProgram ManagementlmsIT Financial ManagementVendorITGCRBIData & AnalyticsCybersecurityRisk ManagementCost Optimization & GovernanceLarge-Scale Change & Transformation LeadershipEnterprise Technology & Cloud ArchitectureSales and Dealer DevelopmentBusiness Strategy & P&L EnablementField operations)CRM & RPA AutomationLOSProcess Re-engineering & Operational ExcellenceCustomer Experience & Omni-channel Servicecloud and legacy modernization (ERPCredit Decisioning ModelsIT service management and operational excellence (ITIL)Lending Operations (ITstrategy and technology governanceBoard-level communication and executive stakeholder managementDPDP & Cybersecurity Complianceagile and DevOpsPartner & Ecosystem ManagementBudgetingOracle)LOS/LMSData analytics and business intelligence (AI/ML)budgeting and cost optimizationbusiness-IT alignmentROI and value realizationInnovationsprocess improvement and automationsCross functional collaboration and organizational change managementCustomer ExperienceDigital LendingDigital TransformationDigital StrategyBIRetailCompliance and Risk Managementmicrosoft