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L&T Finance

Financial ServicesMumbai, Maharashtra, India
Public Company17,380 Employees
Employees
~17,380

About L&T Finance

Key Facts
Approximately 17,380 employees globally
Headquartered in Mumbai, Maharashtra, India
Operates in Financial Services

Executive Leadership Team

AS
Abhishek Sharma
Chief Executive Officer, SME Finance
Since 2024
Apurva Rathod
Apurva Rathod
Company Secretary, Chief Sustainability Officer
Since 2016
Debarag Banerjee
Debarag Banerjee
Chief Data and Artificial Intelligence Officer
Since 2024
Goel Asheesh
Goel Asheesh
Chief Executive Officer, Farmer Finance
Since 2022
Jinesh Shah
Jinesh Shah
Chief Executive, Urban Secured Assets and Third Party Products
Since 2025
Kavita Jagtiani
Kavita Jagtiani
Chief Marketing Officer
Since 2023

Organizational Chart — Preview

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L&T Finance Executive Leadership Team

AS
Abhishek Sharma
Chief Executive Officer, SME Finance
Since 2024
Apurva Rathod
Apurva Rathod
Company Secretary, Chief Sustainability Officer
Since 2016
Debarag Banerjee
Debarag Banerjee
Chief Data and Artificial Intelligence Officer
Heading a growing team of 150+ AI, ML, Data Science, Analytics, and Data Engineers to sustainably grow a diverse portfolio of B2C lending products of ~$10B asset value spread across 6 distinct business lines, with >10M active borrowers. Some example projects we work on:  Cyclops: a real-time loan underwriting decision engine that uses multi-layered ML models over multiple unconventional data sources to decide creditworthiness of borrowers with thin credit history  Simulation and ML based Stress Testing and Early Warning Systems designed to identify risky loans  Kai, and Agentic GenAI Agent utilizing LLMs, RAG, and Function calling to create a Chatbot for Mortgage Sourcing over web and app interfaces  Enterprise-wide Data Wearhouse, Data Governance, and Business Intelligence systems handling several 10s of TB of data per day -enabling democratized decision making from the C-suite to feet-on-street
Since 2024
Goel Asheesh
Goel Asheesh
Chief Executive Officer, Farmer Finance
Since 2022
Jinesh Shah
Jinesh Shah
Chief Executive, Urban Secured Assets and Third Party Products
As Chief Executive for Urban Secured Assets & Third Party Products, I am responsible for the business of Mortgage, LAP, Affordable Housing, Two-Wheelers and Insurance Cross-sell across L&T Finance’s multiple lines of business. This role covers the overall charge across Sales, Credit, Collections, Governance, Customer Service and Portfolio. The biggest challenge here was transforming the businesses to deliver large profits through higher revenue and lower costs while improving portfolio performance.
Since 2025
Kavita Jagtiani
Kavita Jagtiani
Chief Marketing Officer
Since 2023

L&T Finance Org Chart & Organizational Structure

Frequently Asked Questions

7 questions

What does L&T Finance's BizKonnect profile actually show?

An overview with industry, headquarters, employee count, and public/private status; an About section describing the business; Key Facts; an Executive Leadership Team list; and a preview of the OrgKonnect's GenAI-powered org chart built by BizKonnect.

Can I see L&T Finance's complete org chart here, or just part of it?

You get a free preview of the top-level structure and business units, generated by BizKonnect's GenAI-powered org chart engine; the full chart with reporting lines and direct contacts unlocks via "Get Free Access to Full Org Chart."

How is L&T Finance's organizational structure mapped on BizKonnect?

L&T Finance's hierarchy is broken into functional departments IT, Finance, Commercial Sales, Operations and distinct business units, with GenAI-powered interactive org charts mapping reporting lines directly up to the CXOs.

Does the page show which executive oversees which function?

Yes, functions like Finance, Sales, Operations, and Information Technology are each tied to a named executive and their title, based on L&T Finance's reported leadership structure.

Is executive tenure information included?

Each leader's profile shows how long they've held their role, marked "Since [year]," so you can see how recently L&T Finance's leadership team has changed.

How do L&T Finance's GenAI-powered org charts support Account-Based Marketing (ABM)?

The visual maps break down multi-person buying centers within L&T Finance, helping ABM teams identify actual budget owners, understand peer reporting relationships, and run multi-threaded outreach without getting stuck behind gatekeepers.

Are there other companies worth researching alongside L&T Finance?

Yes, a "Similar Companies" section links to comparable organizations in the same industry, generated by GenAI industry clustering to help expand your target account lists.