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Cyrille Salle de Chou

Cyrille Salle de Chou

Chief Risk Officer at Starling

Starling•London, England, United Kingdom

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Experience37+ Years
LevelCXO

Executive Overview

Senior executive with more than 20 years of experience in Retail Banking in the UK, in large complex organisations (HSBC, Lloyds Banking Group) as well as start-ups and fast growing new entrants (Capital One UK). Deep expertise in risk management with significant experience also gained in 1st line commercial roles. Held regulated roles for more than 10 years, including SMF4 and SMF3 responsibilities with experience in engaging with regulators, chairing senior committees as well as sitting on a variety of Boards.

Career Timeline

Professional employment history
  • StarlingCurrent
    Feb 2024–Present· 2 yrs 7 mos
    • Chief Risk OfficerCurrent
      Feb 2024–Present
  • HSBC
    Dec 2016–Feb 2024· 7 yrs 2 mos
    • Chief Risk Officer, Wealth And Personal Banking, HSBC UK
      Sep 2018–Feb 2024
    • Chief Risk Officer, Retail Bank and Wealth Management Europe
      Dec 2016–Sep 2018
  • RateSetter
    Jun 2016–Dec 2016· 6 mos
    • Chief Risk Officer
      Jun 2016–Dec 2016
  • Lloyds Banking Group
    Aug 2009–Jun 2016· 6 yrs 10 mos
    • Credit Risk Director, LBG Mortgages
      2016–Jun 2016
    • Credit Risk Director, LBG Current Account and Credit Card,
      Oct 2012–Dec 2015
    • Credit Risk Director, LBG Cards
      Aug 2009–Sep 2012
  • Halifax
    Nov 2007–Nov 2009· 2 yrs
    • Head of Mainstream Mortgages
      May 2008–Nov 2009
    • Head of Mortgage Analytics
      Nov 2007–May 2008
  • Capital One
    Jun 1999–Nov 2007· 8 yrs 5 mos
    • Chief Credit Officer, Capital One Europe
      Jun 1999–Nov 2007
  • Boston Consulting Group (BCG)
    1994–Apr 1999· 5 yrs 3 mos
    • Manager, Information Technology
      1994–1999
  • Societe Generale
    1989–1992· 3 yrs
    • Manager, Information Technology
      1989–1992

Education

Master of Business Administration (MBA)

INSEAD

Bachelor's degree

Business & Finance

HEC Paris

Executive Relationship Map

Reports To
Cyrille Salle de Chou
Vice Chair & President
Chief Financial Officer
Chief Technology Officer
Chief Operating Officer

Executive Network Preview

BizKonnect has mapped this leadership network including reporting hierarchies, peer connections, and cross-functional relationships.

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Skills & Expertise

20 of 20 skills
Credit CardsAnalyticsFinancial RiskCorporate GovernanceFinancial AnalysisRisk ManagementOperational RiskPortfolio ManagementFinancial ModelingCredit AnalysisFinancial ServicesBasel IIMortgage LendingCredit ScoringCreditCommercial BankingBankingRetail BankingCredit RiskData Mining