National Payments Corporation Of India (NPCI)

Responsible for Product and Marketing delivery for NPCI

Strategize IT procurement and leverage technology partner relationships for sustainable delivery and supporting business growth Engaging technology partners for global IT projects Leading procurement transformation through digitization and best practices Developing procurement leadership and its role on business growth

Elevated security maturity across India’s entire digital payments ecosystem (2,400+ banks, fintechs, and TPAPs) from reactive Level 0-1 to proactive Level 2-3 (NIST/CMMI) – probably, one of the largest and fastest uplifts globally for a national-critical payments infrastructure -To support the rapid growth of UPI while maintaining the highest standards of security, I am proud to have led the development and release of a comprehensive UPI Security Framework-2025. This customized framework provides tailored guidelines and compliance requirements for all key entities in the ecosystem, including Banks, Third-Party Application Providers (TPAPs), and Application/Service Providers (ASP/TSP). This initiative aims to foster a resilient, secure, and scalable UPI infrastructure, ensuring continued trust and innovation in real-time payments. -In a concerted effort to curb online cyber crimes and frauds, I am proud to have led the release of the Mobile App Security Framework - 2025. This comprehensive framework is specifically designed for all FinTech entities offering digital payment services via mobile applications, providing robust guidelines on secure development, deployment, and ongoing protection measures. By establishing standardized security protocols, it aims to significantly reduce vulnerabilities, enhance user trust, and support the safe expansion of digital financial services across the ecosystem.

Presently working as CFO of the NPCI group. Responsible for the overall Finance & Accounts function as well as for the Legal & Board Secretariat function of NPCI group, which is the pioneering retail payments digital infra provider of India. Responsible for driving overall financial goals of the group while balancing the associated financial risks. This includes supervising the controllership role in the capex/opex management area and working on decision enabling MIS, Budgeting & Business Planning of the group. Also focused on automation and continuous improvement of processes from preparation of the Accounts, Treasury to Direct & Indirect Taxation of the group, with added responsibility of creating & managing robust legal framework and facilitating effective corporate governance for the smooth conduct of the respective group company proceedings as per the applicable statutes. Presently chairing the Market Development (MDC), Internal Price Discussion (IPDC), Internal Premises (IPC) committees and also a member of the Group Executive (GEC) committee of the management of NPCI, External Price Discussion committee (EPDC) and InfoSec Steering committee (ISSC).